Your life at university is enclosed in a little bubble. You can get up late, miss lectures, drink on a ‘school night’ and even write your own sick notes. Although there are dozens of sports societies to join and your budget shouldn’t really extend to limitless amounts of booze, in reality most university students drink lots of alcohol, eat rather less healthily than they did at home with mom and dad and limit time devoted to playing sport as much as possible.
And, to a certain extent, this is tolerated; it’s just part of being a student most people will say. Life on the ‘other side’, i.e. life after uni, is quite different. Being late for work is not tolerated; calling in sick on a regular basis is grounds for dismissal and turning up to work a unique shade of grey-green after a heavy night on the town is not going to score you a promotion any time soon.
Ditching ingrained university habits is not easy for some. But once the bubble has burst, responsibility creeps up. You’ll have to start planning for your future; you’ll begin saving for a deposit on a home; you’ll have to think about a pension and you’ll have to consider your health and even what to do upon your own death. It all sounds rather serious and morbid, but the earlier you deal with these heavy-going subjects, the better your future will be.
Various financial services offer online life insurance quotes that are quick and easy to set up. They can guide you through which types of online life insurance you may need depending on your personal circumstances and age and can even help you with pensions and financial investments. Costs for online life insurance when you are young and healthy are low, so it makes sense to get in early and stay healthy.
Staying healthy doesn’t just mean cutting down on the drinking excesses from your uni days. It also means taking up more exercise; this can range from joining a gym to walking your dog twice a day – each can result in a discounted life insurance package. Ditching microwave meals and pot noodles should be a priority too; swap meals high in sugar, saturated fat and additives for home made healthy versions. Take up stress relieving activities such as yoga, which has recently been proven to lengthen life through daily meditation.